PROGRAM GUIDELINES
VEHICLES
LOAN TERMS
BORROWERS
PLATFORMS
- Type: Cars, trucks, vans
- Age: Model year up to 10 years old
- Loan Amount: $10,000 - $75,000
- Term Lengths: 24 - 72 months
- Down Payment: Minimum $1,500
- APR Range: 12.99% - 23.99% depending on risk tier
- Residency: Legal resident of NY, NJ, CT, FL with verifiable address
- Income: No minimum
- Credit score: No minimum, but preferred pricing begins at 600+
- DealerTrack
- Paper applications
- DealerCenter (coming soon, but we can still accept your application)
- RouteOne (coming soon)
Manager’s Summary: Deals are considered as a “whole package” and usually must have at least one of the following:
(i) good down payment,
(ii) good credit,
or (iii) dealer discount.
For questions and approvals, call:
Sam Eshaghoff
Chief Credit Officer
(646) 660-2777
sam@palisadesfundingcorp.com
Stipulations:
· Driver’s license
· Proof of address
· Proof of insurance
· Credit report
· Location monitor
· First payment
· Spare key
· Signed paperwork (contract, forms, references)