We have been financing cars of all types since 1999
Palisades Funding is one of the most active auto sales finance companies in the Tri-State Area, with banking licenses in both New York and New Jersey. With decades of auto lending expertise, we are able to move quickly and issue loans that other lenders will not.
Frequently Asked Questions
Can I add a co-signer to strengthen my application?
Yes! This is a great way to make your application stronger and get your loan approved.
When is my first payment due?
Your first payment is normally paid to the dealer when you sign your contract. Your monthly invoices will be sent in the mail.
How do I make payments?
We accept a variety of payment methods, including ACH,
Is there a grace period for payments?
Grace periods vary by state. All payments are due by the due date. We will usually attempt to contact you if you are late.
Can I pay my loan off early?
You can always request a payoff and pay your loan off early.
Can I sell my car or trade it in before paying my loan off in full?
If you sell your car, the sales proceeds or trade in value will apply towards paying off your loan balance.